*Epic Mortgage *is Southeastern Wisconsin’s premier mortgage lending company with quick closes and competitive rates.
_*We are growing and are adding Mortgage Loan Officers to our team!*_
*Why Epic Mortgage?*
* Tired of retail lending and saying no to prospects?
* Not having the best pricing?
* Or asking for a price exception from management?
* We offer Brokerage Options, Wholesale Lending – You can shop the best products and rates for your customer & YOU can make the pricing decision!
* Fast Closings – 14-day average CTC from application, can receive same day and one day approvals.
* Early CDs.
* Paid Weekly.
* 180+ Lender partners (Mortgage Companies) – provides many options for loan products to ensure you can meet your customer needs (Conforming, Non-QM, Reverse Mortgages, Commercial and Hard Money Lenders).
* Most state licenses available to independent LOs than any other broker in the nation
* Extensive training and ongoing support.
* Flexibility and more control.
* Remote Work – Work from home.
* In house processing and Loan Manager.
* LIVE Loan officer support.
* Collaborative and fun work culture.
*Competitive Compensation & Benefits:*
* *Competitive commissions –* Borrower Paid Compensation (BPS) or Lender Paid Compensation (LPC) plus the opportunity to earn Residual income.
* Can earn up to 1.
25 BPS per loan.
* Commercial & Reverse Mortgages compensation will depend on the transaction.
* *Profit sharing.
*
* *Fortune 500 Employee benefits - *Medical, Dental, Vision, 401K, HSA, and corporate credit card for business expenses.
*Responsibilities:*
* Interview borrowers to assist with identifying the loan product that meets their budget and needs.
* Gather information and documentation for the loan and submit the application to the mortgage company that you feel has the best rate/term for your client.
* Evaluate loan applications and documentation by confirming credit worthiness.
* Identify the best loan options to meet the customers’ needs, present to customers, and close loans.
* Secure interest rate lock-ins for customers in a timely manner.
* Utilize a mortgage lending system to input information, qualify loans, and obtain pre-approval.
* Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements.
* Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates.
* Ability to read, analyze and interpret financial report and / or legal documents.
* Constantly build and replace prospects in your sales pipeline.
Network with centers of influence, current clients, past prospects, realtors, insurance agents, and business owners to cultivate referrals for mortgage loans.
* Provide all required loan disclosures and notices with customers.
* Organize and attend loan closings with clients, title companies, and realtors.
* Follow-up with prospects and customers via text, calls, and emails.
* Deliver exceptional customer service to clients.
* Comply with state and federal regulatory and compliance requirements.
*Requirements:*
* Active National Mortgage Licensing System Registry (NMLS) license.
* 2 years of relevant financial loan experience at a commercial bank, credit union, mortgage company, or other financial institution.
* Mortgage lending experience is not required but preferred – willing to train individuals with financial loan experience.
Epic Mortgage - NMLS #2404936- Equal Housing Opportunity
Job Type: Full-time
Pay: $80,000.
00 - $400,000.
00 per year
Benefits:
* 401(k)
* Dental insurance
* Flexible schedule
* Health insurance
* Life insurance
* Referral program
* Vision insurance
Physical setting:
* Office
Schedule:
* 8 hour shift
* Day shift
* Monday to Friday
Supplemental pay types:
* Commission pay
Experience:
* Loan origination: 2 years (Required)
Work Location: In person
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